Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$334,427	$334,427	$377,991
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$43,564	$0
Funding fee	$0	$0	$0
Note rate	4.980%	4.980%	7.400%
Blended rate	5.830%	6.195%	7.640%
1st payment	$1,919.53	$1,919.53	$2,617.13
2nd payment	$0.00	$326.73	$0.00
Taxes / mo	$195.00	$195.00	$195.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$253.86	$253.86	$75.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,518.38	$2,845.12	$3,037.73
Cash to close	$85,563	$41,999	$41,999