Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$396,523$396,523$405,000
Remaining term (yrs)26.926.930.0
Secondary amount$0$30,977$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.687%7.640%
1st payment$2,678.42$2,678.42$2,804.14
2nd payment$0.00$306.55$0.00
Taxes / mo$243.33$243.33$243.33
Insurance / mo$150.00$150.00$150.00
MI / mo$188.11$188.11$81.00
HOA / mo$99.00$99.00$99.00
Total monthly$3,358.86$3,665.41$3,377.47
Cash to close$53,477$22,500$45,000