Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$255,590$255,590$277,200
Remaining term (yrs)25.025.030.0
Secondary amount$0$37,010$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%4.778%7.640%
1st payment$1,193.38$1,193.38$1,919.28
2nd payment$0.00$366.25$0.00
Taxes / mo$112.33$112.33$112.33
Insurance / mo$150.00$150.00$150.00
MI / mo$203.09$203.09$55.44
HOA / mo$122.00$122.00$122.00
Total monthly$1,780.80$2,147.04$2,359.05
Cash to close$52,410$15,400$30,800