Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$399,986	$399,986	$454,499
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$54,513	$0
Funding fee	$0	$0	$0
Note rate	6.340%	6.340%	7.400%
Blended rate	6.890%	7.143%	7.640%
1st payment	$2,590.56	$2,590.56	$3,146.86
2nd payment	$0.00	$408.85	$0.00
Taxes / mo	$352.08	$352.08	$352.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$191.02	$191.02	$90.90
HOA / mo	$35.00	$35.00	$35.00
Total monthly	$3,335.33	$3,744.18	$3,791.51
Cash to close	$105,013	$50,500	$50,500