Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$498,694	$498,694	$585,000
Remaining term (yrs)	26.1	26.1	30.0
Secondary amount	$0	$86,306	$0
Funding fee	$2,493	$2,493	$0
Note rate	6.900%	6.900%	7.400%
Blended rate	6.900%	7.210%	7.640%
1st payment	$3,431.24	$3,431.24	$4,050.42
2nd payment	$0.00	$647.30	$0.00
Taxes / mo	$436.33	$436.33	$436.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$117.00
HOA / mo	$32.00	$32.00	$32.00
Total monthly	$4,066.24	$4,713.54	$4,802.42
Cash to close	$151,306	$65,000	$65,000