Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$149,175	$149,175	$328,500
Remaining term (yrs)	29.4	29.4	30.0
Secondary amount	$0	$179,325	$0
Funding fee	$746	$746	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	6.500%	7.319%	7.640%
1st payment	$948.10	$948.10	$2,274.47
2nd payment	$0.00	$1,195.50	$0.00
Taxes / mo	$274.33	$274.33	$274.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$65.70
HOA / mo	$222.00	$222.00	$222.00
Total monthly	$1,594.44	$2,789.93	$2,986.50
Cash to close	$215,825	$36,500	$36,500