Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$415,489	$415,489	$621,000
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$205,511	$0
Funding fee	$2,077	$2,077	$0
Note rate	2.940%	2.940%	7.400%
Blended rate	2.940%	4.532%	7.640%
1st payment	$2,007.91	$2,007.91	$4,299.68
2nd payment	$0.00	$1,327.26	$0.00
Taxes / mo	$526.25	$526.25	$526.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$124.20
HOA / mo	$57.00	$57.00	$57.00
Total monthly	$2,757.82	$4,085.08	$5,173.80
Cash to close	$274,511	$69,000	$69,000