Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$94,583$94,583$432,000
Remaining term (yrs)12.512.530.0
Secondary amount$0$337,417$0
Funding fee$473$473$0
Note rate4.820%4.820%7.400%
Blended rate4.820%7.109%7.640%
1st payment$832.63$832.63$2,991.08
2nd payment$0.00$2,179.15$0.00
Taxes / mo$207.25$207.25$207.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.40
HOA / mo$85.00$85.00$85.00
Total monthly$1,291.54$3,470.70$3,536.40
Cash to close$385,417$48,000$48,000