Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$262,978$262,978$301,500
Remaining term (yrs)24.824.830.0
Secondary amount$0$38,522$0
Funding fee$1,315$1,315$0
Note rate2.980%2.980%7.400%
Blended rate2.980%3.749%7.640%
1st payment$1,247.14$1,247.14$2,087.53
2nd payment$0.00$288.91$0.00
Taxes / mo$85.58$85.58$85.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.30
HOA / mo$203.00$203.00$203.00
Total monthly$1,685.73$1,974.64$2,586.41
Cash to close$72,022$33,500$33,500