Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$634,855$634,855$1,102,500
Remaining term (yrs)24.824.830.0
Secondary amount$0$467,645$0
Funding fee$3,174$3,174$0
Note rate2.880%2.880%7.400%
Blended rate2.880%4.946%7.640%
1st payment$2,977.87$2,977.87$7,633.49
2nd payment$0.00$3,020.21$0.00
Taxes / mo$665.67$665.67$665.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$220.50
HOA / mo$87.00$87.00$87.00
Total monthly$3,947.20$6,967.41$8,823.32
Cash to close$590,145$122,500$122,500