Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$145,058$145,058$391,500
Remaining term (yrs)24.824.830.0
Secondary amount$0$246,442$0
Funding fee$725$725$0
Note rate3.060%3.060%7.400%
Blended rate3.060%6.012%7.640%
1st payment$693.96$693.96$2,710.67
2nd payment$0.00$1,591.60$0.00
Taxes / mo$135.17$135.17$135.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$78.30
HOA / mo$60.00$60.00$60.00
Total monthly$1,039.13$2,630.73$3,134.13
Cash to close$289,942$43,500$43,500