Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$55,501	$55,501	$155,700
Remaining term (yrs)	20.6	20.6	30.0
Secondary amount	$0	$100,199	$0
Funding fee	$0	$0	$0
Note rate	4.050%	4.050%	7.400%
Blended rate	4.900%	6.895%	7.640%
1st payment	$329.88	$329.88	$1,078.04
2nd payment	$0.00	$667.99	$0.00
Taxes / mo	$69.33	$69.33	$69.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$48.65	$48.65	$31.14
HOA / mo	$72.00	$72.00	$72.00
Total monthly	$669.86	$1,337.85	$1,400.51
Cash to close	$117,499	$17,300	$17,300