Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$192,739	$192,739	$297,000
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$104,261	$0
Funding fee	$964	$964	$0
Note rate	3.310%	3.310%	7.400%
Blended rate	3.310%	4.956%	7.640%
1st payment	$977.46	$977.46	$2,056.37
2nd payment	$0.00	$695.07	$0.00
Taxes / mo	$88.25	$88.25	$88.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.40
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,315.71	$2,010.78	$2,454.02
Cash to close	$137,261	$33,000	$33,000