Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$438,141$438,141$490,410
Remaining term (yrs)26.926.930.0
Secondary amount$0$52,269$0
Funding fee$0$0$0
Note rate7.070%7.070%7.400%
Blended rate7.620%7.767%7.640%
1st payment$3,030.51$3,030.51$3,395.50
2nd payment$0.00$392.02$0.00
Taxes / mo$427.58$427.58$427.58
Insurance / mo$166.67$166.67$166.67
MI / mo$207.31$207.31$98.08
HOA / mo$71.00$71.00$71.00
Total monthly$3,903.07$4,295.09$4,158.83
Cash to close$106,759$54,490$54,490