Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$214,971	$214,971	$333,000
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$118,029	$0
Funding fee	$0	$0	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	4.300%	5.611%	7.640%
1st payment	$1,108.58	$1,108.58	$2,305.62
2nd payment	$0.00	$786.86	$0.00
Taxes / mo	$148.00	$148.00	$148.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$175.96	$175.96	$66.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,582.54	$2,369.41	$2,670.22
Cash to close	$155,029	$37,000	$37,000