Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$455,538	$455,538	$468,000
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$38,462	$0
Funding fee	$2,278	$2,278	$0
Note rate	6.780%	6.780%	7.400%
Blended rate	6.780%	7.177%	7.640%
1st payment	$3,045.59	$3,045.59	$3,240.34
2nd payment	$0.00	$380.62	$0.00
Taxes / mo	$285.00	$285.00	$285.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$93.60
HOA / mo	$32.00	$32.00	$32.00
Total monthly	$3,529.26	$3,909.88	$3,817.60
Cash to close	$64,462	$26,000	$52,000