Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$241,410$241,410$261,000
Remaining term (yrs)26.826.830.0
Secondary amount$0$34,090$0
Funding fee$1,207$1,207$0
Note rate6.900%6.900%7.400%
Blended rate6.900%7.516%7.640%
1st payment$1,646.50$1,646.50$1,807.11
2nd payment$0.00$337.35$0.00
Taxes / mo$70.75$70.75$70.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$52.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,867.25$2,204.60$2,080.06
Cash to close$48,590$14,500$29,000