Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$187,462$187,462$333,000
Remaining term (yrs)26.026.030.0
Secondary amount$0$145,538$0
Funding fee$0$0$0
Note rate5.220%5.220%7.400%
Blended rate6.070%6.914%7.640%
1st payment$1,097.56$1,097.56$2,305.62
2nd payment$0.00$970.25$0.00
Taxes / mo$137.08$137.08$137.08
Insurance / mo$150.00$150.00$150.00
MI / mo$141.26$141.26$66.60
HOA / mo$60.00$60.00$60.00
Total monthly$1,585.90$2,556.15$2,719.31
Cash to close$182,538$37,000$37,000