Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$307,096	$307,096	$319,500
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$30,154	$0
Funding fee	$1,535	$1,535	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.070%	3.857%	7.640%
1st payment	$1,457.83	$1,457.83	$2,212.15
2nd payment	$0.00	$298.40	$0.00
Taxes / mo	$305.92	$305.92	$305.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.90
HOA / mo	$48.00	$48.00	$48.00
Total monthly	$1,961.74	$2,260.14	$2,779.97
Cash to close	$47,904	$17,750	$35,500