Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$301,981$301,981$340,200
Remaining term (yrs)25.025.030.0
Secondary amount$0$38,219$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%4.340%7.640%
1st payment$1,409.98$1,409.98$2,355.48
2nd payment$0.00$286.64$0.00
Taxes / mo$275.75$275.75$275.75
Insurance / mo$150.00$150.00$150.00
MI / mo$239.95$239.95$68.04
HOA / mo$161.00$161.00$161.00
Total monthly$2,236.68$2,523.32$3,010.27
Cash to close$76,019$37,800$37,800