Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$409,821$409,821$427,500
Remaining term (yrs)26.526.530.0
Secondary amount$0$41,429$0
Funding fee$2,049$2,049$0
Note rate6.540%6.540%7.400%
Blended rate6.540%7.030%7.640%
1st payment$2,709.44$2,709.44$2,959.92
2nd payment$0.00$409.97$0.00
Taxes / mo$394.67$394.67$394.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.50
HOA / mo$35.00$35.00$35.00
Total monthly$3,305.77$3,715.74$3,641.76
Cash to close$65,179$23,750$47,500