Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$332,873$332,873$512,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$179,227$0
Funding fee$1,664$1,664$0
Note rate2.840%2.840%7.400%
Blended rate2.840%4.646%7.640%
1st payment$1,547.42$1,547.42$3,545.68
2nd payment$0.00$1,194.85$0.00
Taxes / mo$282.33$282.33$282.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$102.42
HOA / mo$85.00$85.00$85.00
Total monthly$2,081.42$3,276.27$4,182.10
Cash to close$236,127$56,900$56,900