Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$114,103$114,103$345,600
Remaining term (yrs)15.915.930.0
Secondary amount$0$231,497$0
Funding fee$571$571$0
Note rate3.550%3.550%7.400%
Blended rate3.550%6.363%7.640%
1st payment$779.81$779.81$2,392.86
2nd payment$0.00$1,495.09$0.00
Taxes / mo$203.50$203.50$203.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.12
HOA / mo$250.00$250.00$250.00
Total monthly$1,383.31$2,878.40$3,065.48
Cash to close$269,897$38,400$38,400