Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$368,600$368,600$751,500
Remaining term (yrs)24.124.130.0
Secondary amount$0$382,900$0
Funding fee$1,843$1,843$0
Note rate3.230%3.230%7.400%
Blended rate3.230%5.533%7.640%
1st payment$1,828.47$1,828.47$5,203.23
2nd payment$0.00$2,472.89$0.00
Taxes / mo$490.67$490.67$490.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$150.30
HOA / mo$103.00$103.00$103.00
Total monthly$2,638.80$5,111.70$6,163.87
Cash to close$466,400$83,500$83,500