Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$211,769$211,769$224,999
Remaining term (yrs)27.027.030.0
Secondary amount$0$25,730$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.849%7.640%
1st payment$1,428.91$1,428.91$1,557.85
2nd payment$0.00$254.62$0.00
Taxes / mo$25.17$25.17$25.17
Insurance / mo$150.00$150.00$150.00
MI / mo$100.36$100.36$45.00
HOA / mo$398.00$398.00$398.00
Total monthly$2,102.44$2,357.06$2,176.01
Cash to close$38,230$12,500$25,000