Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$434,748	$434,748	$477,000
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$42,252	$0
Funding fee	$2,174	$2,174	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.070%	3.595%	7.640%
1st payment	$2,054.85	$2,054.85	$3,302.65
2nd payment	$0.00	$316.89	$0.00
Taxes / mo	$382.00	$382.00	$382.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$95.40
HOA / mo	$250.00	$250.00	$250.00
Total monthly	$2,853.52	$3,170.41	$4,196.72
Cash to close	$95,252	$53,000	$53,000