Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$202,263$202,263$476,100
Remaining term (yrs)24.924.930.0
Secondary amount$0$273,837$0
Funding fee$0$0$0
Note rate2.870%2.870%7.400%
Blended rate3.720%6.038%7.640%
1st payment$945.53$945.53$3,296.42
2nd payment$0.00$1,768.53$0.00
Taxes / mo$376.58$376.58$376.58
Insurance / mo$166.67$166.67$166.67
MI / mo$161.53$161.53$95.22
HOA / mo$75.00$75.00$75.00
Total monthly$1,725.31$3,493.85$4,009.89
Cash to close$326,737$52,900$52,900