Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$326,917	$326,917	$477,000
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$150,083	$0
Funding fee	$0	$0	$0
Note rate	2.870%	2.870%	7.400%
Blended rate	3.720%	5.067%	7.640%
1st payment	$1,528.26	$1,528.26	$3,302.65
2nd payment	$0.00	$1,000.55	$0.00
Taxes / mo	$378.83	$378.83	$378.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$261.08	$261.08	$95.40
HOA / mo	$88.33	$88.33	$88.33
Total monthly	$2,423.18	$3,423.73	$4,031.88
Cash to close	$203,083	$53,000	$53,000