Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$69,159	$69,159	$382,499
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$313,340	$0
Funding fee	$0	$0	$0
Note rate	3.800%	3.800%	7.400%
Blended rate	4.650%	7.189%	7.640%
1st payment	$484.97	$484.97	$2,648.35
2nd payment	$0.00	$2,023.66	$0.00
Taxes / mo	$139.50	$139.50	$139.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$73.72	$73.72	$76.50
HOA / mo	$16.00	$16.00	$16.00
Total monthly	$864.19	$2,887.85	$3,030.35
Cash to close	$355,840	$42,500	$42,500