Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$211,809	$211,809	$539,910
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$328,101	$0
Funding fee	$0	$0	$0
Note rate	3.610%	3.610%	7.400%
Blended rate	4.460%	6.459%	7.640%
1st payment	$1,125.48	$1,125.48	$3,738.23
2nd payment	$0.00	$2,118.99	$0.00
Taxes / mo	$185.58	$185.58	$185.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$175.13	$175.13	$107.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,652.86	$3,771.85	$4,198.46
Cash to close	$388,091	$59,990	$59,990