Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$103,025$103,025$152,999
Remaining term (yrs)27.827.830.0
Secondary amount$0$49,974$0
Funding fee$515$515$0
Note rate6.460%6.460%7.400%
Blended rate6.460%7.290%7.640%
1st payment$664.64$664.64$1,059.33
2nd payment$0.00$374.81$0.00
Taxes / mo$9.50$9.50$9.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$30.60
HOA / mo$28.00$28.00$28.00
Total monthly$852.14$1,226.94$1,277.43
Cash to close$66,974$17,000$17,000