Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$234,496	$234,496	$895,500
Remaining term (yrs)	14.0	14.0	30.0
Secondary amount	$0	$661,004	$0
Funding fee	$0	$0	$0
Note rate	4.560%	4.560%	7.400%
Blended rate	5.410%	7.137%	7.640%
1st payment	$1,883.00	$1,883.00	$6,200.26
2nd payment	$0.00	$4,268.99	$0.00
Taxes / mo	$331.08	$331.08	$331.08
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$261.40	$261.40	$179.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,692.15	$6,961.13	$6,927.11
Cash to close	$760,504	$99,500	$99,500