Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$303,391$303,391$436,410
Remaining term (yrs)24.924.930.0
Secondary amount$0$133,019$0
Funding fee$1,517$1,517$0
Note rate2.880%2.880%7.400%
Blended rate2.880%4.441%7.640%
1st payment$1,419.85$1,419.85$3,021.61
2nd payment$0.00$886.79$0.00
Taxes / mo$352.50$352.50$352.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.28
HOA / mo$75.00$75.00$75.00
Total monthly$2,014.02$2,900.81$3,703.06
Cash to close$181,509$48,490$48,490