Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$332,366$332,366$427,500
Remaining term (yrs)24.124.130.0
Secondary amount$0$95,134$0
Funding fee$1,662$1,662$0
Note rate2.830%2.830%7.400%
Blended rate2.830%4.203%7.640%
1st payment$1,579.84$1,579.84$2,959.92
2nd payment$0.00$713.50$0.00
Taxes / mo$253.50$253.50$253.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.50
HOA / mo$87.00$87.00$87.00
Total monthly$2,087.01$2,800.51$3,552.59
Cash to close$142,634$47,500$47,500