Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$207,662$207,662$522,000
Remaining term (yrs)21.021.030.0
Secondary amount$0$314,338$0
Funding fee$1,038$1,038$0
Note rate2.750%2.750%7.400%
Blended rate2.750%5.761%7.640%
1st payment$1,079.38$1,079.38$3,614.22
2nd payment$0.00$2,030.10$0.00
Taxes / mo$389.42$389.42$389.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$104.40
HOA / mo$49.00$49.00$49.00
Total monthly$1,684.46$3,714.56$4,323.71
Cash to close$372,338$58,000$58,000