Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$72,311	$72,311	$319,410
Remaining term (yrs)	12.4	12.4	30.0
Secondary amount	$0	$247,099	$0
Funding fee	$362	$362	$0
Note rate	6.030%	6.030%	7.400%
Blended rate	6.030%	7.361%	7.640%
1st payment	$687.52	$687.52	$2,211.53
2nd payment	$0.00	$1,595.85	$0.00
Taxes / mo	$129.17	$129.17	$129.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.88
HOA / mo	$80.00	$80.00	$80.00
Total monthly	$1,046.69	$2,642.54	$2,634.58
Cash to close	$282,589	$35,490	$35,490