Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$212,762$212,762$256,500
Remaining term (yrs)22.722.730.0
Secondary amount$0$43,738$0
Funding fee$1,064$1,064$0
Note rate4.070%4.070%7.400%
Blended rate4.070%4.911%7.640%
1st payment$1,193.63$1,193.63$1,775.95
2nd payment$0.00$328.03$0.00
Taxes / mo$135.58$135.58$135.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.30
HOA / mo$175.00$175.00$175.00
Total monthly$1,654.22$1,982.25$2,287.84
Cash to close$72,238$28,500$28,500