Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$402,030$402,030$418,410
Remaining term (yrs)25.725.730.0
Secondary amount$0$39,625$0
Funding fee$2,010$2,010$0
Note rate5.230%5.230%7.400%
Blended rate5.230%5.826%7.640%
1st payment$2,366.92$2,366.92$2,896.99
2nd payment$0.00$392.12$0.00
Taxes / mo$430.58$430.58$430.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.68
HOA / mo$44.00$44.00$44.00
Total monthly$3,008.17$3,400.29$3,621.92
Cash to close$62,870$23,245$46,490