Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$251,383$251,383$328,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$77,117$0
Funding fee$1,257$1,257$0
Note rate3.100%3.100%7.400%
Blended rate3.100%4.485%7.640%
1st payment$1,199.92$1,199.92$2,274.47
2nd payment$0.00$578.38$0.00
Taxes / mo$40.42$40.42$40.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.70
HOA / mo$280.00$280.00$280.00
Total monthly$1,670.33$2,248.71$2,810.58
Cash to close$113,617$36,500$36,500