Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$141,658	$141,658	$359,910
Remaining term (yrs)	18.5	18.5	30.0
Secondary amount	$0	$218,252	$0
Funding fee	$0	$0	$0
Note rate	3.710%	3.710%	7.400%
Blended rate	4.560%	6.494%	7.640%
1st payment	$880.13	$880.13	$2,491.94
2nd payment	$0.00	$1,409.54	$0.00
Taxes / mo	$165.17	$165.17	$165.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$135.28	$135.28	$71.98
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,430.58	$2,840.12	$2,979.09
Cash to close	$258,242	$39,990	$39,990