Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$290,258$290,258$423,810
Remaining term (yrs)25.025.030.0
Secondary amount$0$133,552$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%5.089%7.640%
1st payment$1,355.24$1,355.24$2,934.37
2nd payment$0.00$890.35$0.00
Taxes / mo$302.92$302.92$302.92
Insurance / mo$166.67$166.67$166.67
MI / mo$230.63$230.63$84.76
HOA / mo$70.00$70.00$70.00
Total monthly$2,125.46$3,015.81$3,558.72
Cash to close$180,642$47,090$47,090