Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$276,412	$247,500
Remaining term (yrs)	25.4	30.0
Secondary amount	$0	$0
Funding fee	$1,382	$0
Note rate	3.450%	7.400%
Blended rate	3.450%	7.640%
1st payment	$1,356.63	$1,713.64
2nd payment	$0.00	$0.00
Taxes / mo	$248.25	$248.25
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$49.50
HOA / mo	$200.00	$200.00
Total monthly	$1,954.88	$2,361.39
Cash to close	$0	$27,500