Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$247,525	$247,525	$382,500
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$134,975	$0
Funding fee	$1,238	$1,238	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.070%	4.810%	7.640%
1st payment	$1,172.48	$1,172.48	$2,648.35
2nd payment	$0.00	$899.83	$0.00
Taxes / mo	$82.42	$82.42	$82.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,404.89	$2,304.73	$2,957.27
Cash to close	$177,475	$42,500	$42,500