Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$105,600	$105,600	$463,410
Remaining term (yrs)	19.2	19.2	30.0
Secondary amount	$0	$357,810	$0
Funding fee	$0	$0	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	4.790%	7.075%	7.640%
1st payment	$651.04	$651.04	$3,208.56
2nd payment	$0.00	$2,310.85	$0.00
Taxes / mo	$121.67	$121.67	$121.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$97.30	$97.30	$92.68
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,036.68	$3,347.53	$3,589.57
Cash to close	$409,300	$51,490	$51,490