Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$16,833	$16,833	$423,000
Remaining term (yrs)	2.5	2.5	30.0
Secondary amount	$0	$406,167	$0
Funding fee	$0	$0	$0
Note rate	6.830%	6.830%	7.400%
Blended rate	7.680%	7.747%	7.640%
1st payment	$593.86	$593.86	$2,928.77
2nd payment	$0.00	$2,623.16	$0.00
Taxes / mo	$391.67	$391.67	$391.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$64.33	$64.33	$84.60
HOA / mo	$375.00	$375.00	$375.00
Total monthly	$1,591.52	$4,214.68	$3,946.70
Cash to close	$453,167	$47,000	$47,000