Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$304,861	$304,861	$450,000
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$145,139	$0
Funding fee	$1,524	$1,524	$0
Note rate	4.170%	4.170%	7.400%
Blended rate	4.170%	5.405%	7.640%
1st payment	$1,607.98	$1,607.98	$3,115.71
2nd payment	$0.00	$967.59	$0.00
Taxes / mo	$268.33	$268.33	$268.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$90.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,042.98	$3,010.58	$3,640.71
Cash to close	$195,139	$50,000	$50,000