Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$78,340	$78,340	$143,910
Remaining term (yrs)	22.2	22.2	30.0
Secondary amount	$0	$65,570	$0
Funding fee	$392	$392	$0
Note rate	4.940%	4.940%	7.400%
Blended rate	4.940%	6.790%	7.640%
1st payment	$483.17	$483.17	$996.40
2nd payment	$0.00	$491.78	$0.00
Taxes / mo	$143.50	$143.50	$143.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$28.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$776.67	$1,268.45	$1,318.69
Cash to close	$81,560	$15,990	$15,990