Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$236,016	$236,016	$292,500
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$56,484	$0
Funding fee	$1,180	$1,180	$0
Note rate	3.170%	3.170%	7.400%
Blended rate	3.170%	4.296%	7.640%
1st payment	$1,150.31	$1,150.31	$2,025.21
2nd payment	$0.00	$423.63	$0.00
Taxes / mo	$136.25	$136.25	$136.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$58.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,436.56	$1,860.19	$2,369.96
Cash to close	$88,984	$32,500	$32,500