Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$265,112	$265,112	$512,910
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$247,798	$0
Funding fee	$0	$0	$0
Note rate	2.880%	2.880%	7.400%
Blended rate	3.730%	5.672%	7.640%
1st payment	$1,266.96	$1,266.96	$3,551.29
2nd payment	$0.00	$1,600.36	$0.00
Taxes / mo	$811.17	$811.17	$811.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$216.16	$216.16	$102.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,460.95	$4,061.31	$4,631.70
Cash to close	$304,788	$56,990	$56,990