Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$307,141	$307,141	$715,500
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$408,359	$0
Funding fee	$1,536	$1,536	$0
Note rate	3.510%	3.510%	7.400%
Blended rate	3.510%	5.930%	7.640%
1st payment	$2,030.63	$2,030.63	$4,953.98
2nd payment	$0.00	$2,637.32	$0.00
Taxes / mo	$695.83	$695.83	$695.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$143.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,943.13	$5,580.45	$6,009.58
Cash to close	$487,859	$79,500	$79,500